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1810
Governance: B

SEERA

Seera Group Holding

22.00 SAR / Share

As of: Mar 05, 2026

P/E Ratio Trailing 12 Months
1.1x P/B Ratio Price to Book Value
Dividend Yield Annual Dividend / Share
6.60B SAR Market Cap Total Valuation
1.00 Beta Systematic Risk Index
-5.3% Net Margin Net Profit / Revenue

Company Profile

The Company and its subsidiaries are involved in selling tickets for scheduled air travel services, tourism, cargo, transportation, Hajj, and Umrah, arranging conference and events, education, chartered flights, furnished suites and hotels, shipping and other travel-related products and services through its 167 branches inside and outside the Kingdom of Saudi Arabia. The Group operates as an agent (earning commission income) for airline ticketing and hotel bookings, and as a principal for package holidays, vehicle sales, and rentals.

Sector Consumer Services
Fiscal Year End 12-31
Latest Filing Q3 2025 (2025-11-17)
Shares Outstanding 300.00M
Market Cap 6.60B
Enterprise Value 7.69B
Geographic Revenue Kingdom of Saudi Arabia 55.9% | United Kingdom 42.7% | United Arab Emirates 64.0% | Kuwait 68.0% | Egypt 8.0%
Major Customers

The Story

SEERA is navigating a high-growth recovery phase in the Saudi travel sector while undergoing significant structural and governance transitions.

Source: Q3 2025 (2025-11-17)

Value Creation -10.4% Excess Return on Capital (Spread between ROIC/ROE and Cost of Capital)
Cash Flow Payback Estimated years of operating cash flows required to cover Enterprise Value

Performance & Distributions

Dividend Yield Trailing annual dividends paid relative to share price
Sustainable Growth Rate Rate at which company can grow internally using reinvested profits
+5.5%
Payout Ratio Percent of net profits distributed as dividends
Net Margin Net profit margin generated from total operational revenue
-5.3%
ROIC Return on Invested Capital
-1.7%

Market Pricing Multiples

P/E Ratio Market value compared to corporate net earnings
P/B Ratio Market capitalization compared to corporate book value
1.1x
EV / EBITDA Operating multiple reflecting core operational leverage
15.8x
EV / SALES Asset pricing multiple relative to total topline revenue
1.6x

Growth Story

Revenue has shown a robust trajectory, climbing from 2.11 billion SAR in FY 2022 to a TTM figure of 4.72 billion SAR, reflecting the post-pandemic resurgence in regional travel. Despite this top-line expansion, the company's sustainable growth rate is calculated at 5.48%, constrained by a negative five-year average reinvestment rate. This suggests that while the market is expanding, SEERA's internal capacity to fund growth from operations is currently hampered by historical volatility and recent asset adjustments, including a 145 million SAR prior-year contractual obligation identified in the nine months ended September 30, 2025.

Profitability Dynamics

Profitability remains the primary challenge, as evidenced by a TTM net loss of 250.7 million SAR and a negative operating margin of 1.48%. The company is currently destroying value, with a five-year average ROIC of -1.66% trailing its WACC of 8.52%, resulting in a significant value gap of -10.17%. While the transportation segment remains a core contributor to EBITDA, the overall group is struggling to translate high gross booking values—exceeding 12.6 billion SAR in the first nine months of 2025—into positive bottom-line results, partly due to high operating expenses and impairment charges on equity-accounted investees.

Risk & Capital Structure

Beta Systematic market risk indicator relative to the TASI index
1.00
Cost of Equity Minimum required rate of return demanded by shareholders
8.6%
WACC Weighted average cost of total debt and equity funding
8.7%
Debt-to-Equity Ratio Proportion of corporate funding financed by debt creditors
29.6%

Risk Factors

SEERA faces a complex risk profile characterized by both financial and governance shifts. The company carries 1.95 billion SAR in total debt, primarily secured Islamic financing, against a cash position of 859 million SAR. Governance risks surfaced in the third quarter of 2025 with the resignations of the Chairman and several board members. Furthermore, the discovery of a 145 million SAR unrecorded contractual obligation from prior years necessitated a restatement of the FY 2024 balance sheet, highlighting potential internal control sensitivities. The ongoing share buyback program and proposed capital reduction through the cancellation of treasury shares also indicate a period of significant balance sheet restructuring.

Governance Disclosures

Rating: B

We track 5 key governance and oversight matters for this company in our database.

Significance: 4/10 Asset Risk

Revenue Assignment as Loan Security

The Group's secured bank loans, totaling approximately SR 1.74 billion in current and non-current portions, are collateralized by promissory notes and the assignment of revenue-related cash flows.

Mitigating Factors: The financing is structured as Islamic arrangements (Murabaha, Tawaruq) at prevailing market interest rates.
Significance: 3/10 Info Asymmetry

Related Party Transactions with Management-Linked Entities

The Group engaged in transactions with Al-Raedah Finance Company, where the Managing Director holds an ownership interest, and with the former Chairman, Mohamed Salih Alkhalil. Transactions included sales of SR 249,617 to Al-Raedah and SR 486,268 to the former Chairman during the period.

Mitigating Factors: Transactions are disclosed as being conducted on an arm's length basis and approved by the Board.

Research Report

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