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3005
Governance: A

UACC

Umm Al-Qura Cement Co.

12.33 SAR / Share

As of: Mar 26, 2026

11.4x P/E Ratio Trailing 12 Months
0.8x P/B Ratio Price to Book Value
Dividend Yield Annual Dividend / Share
678.15M SAR Market Cap Total Valuation
1.24 Beta Systematic Risk Index
19.4% Net Margin Net Profit / Revenue

Company Profile

Umm Al-Qura Cement Company (UACC) is a Saudi Joint Stock Company engaged in the manufacture of ordinary (Portland) cement, sulfate-resistant cement, white cement, and clinker. The company operates a plant in Taif and sells its products within the Kingdom of Saudi Arabia through distributors and individuals. It holds an industrial license valid until March 2030 and pays exploitation fees to the Ministry of Industry and Mineral Resources for limestone and clay extraction.

Sector Materials
Fiscal Year End 12-31
Latest Filing Q1 2026 (2026-04-30)
Shares Outstanding 55.00M
Market Cap 678.15M
Enterprise Value 820.76M
Geographic Revenue Saudi Arabia 100.0%
Major Customers

The Story

UACC is a regional cement specialist demonstrating a strong revenue recovery and healthy operating margins, yet it currently faces significant liquidity pressures and a return profile that trails its cost of capital.

Source: Q1 2026 (2026-04-30)

Value Creation -4.2% Excess Return on Capital (Spread between ROIC/ROE and Cost of Capital)
Cash Flow Payback Estimated years of operating cash flows required to cover Enterprise Value

Performance & Distributions

Dividend Yield Trailing annual dividends paid relative to share price
Sustainable Growth Rate Rate at which company can grow internally using reinvested profits
+0.9%
Payout Ratio Percent of net profits distributed as dividends
Net Margin Net profit margin generated from total operational revenue
19.4%
ROIC Return on Invested Capital
4.7%

Market Pricing Multiples

P/E Ratio Market value compared to corporate net earnings
11.4x
P/B Ratio Market capitalization compared to corporate book value
0.8x
EV / EBITDA Operating multiple reflecting core operational leverage
6.5x
EV / SALES Asset pricing multiple relative to total topline revenue
2.7x

Growth Story

UACC is currently navigating a high-momentum growth phase, with revenue climbing from 168.9 million SAR in fiscal 2023 to a TTM figure of 306.9 million SAR. This upward trajectory is further evidenced by the three months ended March 31, 2026, where sales reached 88.3 million SAR, a 46% increase over the same period in 2025. Despite this top-line surge, the company's long-term sustainable growth rate is calculated at a modest 0.90%. This discrepancy suggests that while current market demand is driving volume, the company's internal capacity to fund expansion is limited by a five-year average reinvestment rate of 19.1% and a return on capital that has historically been constrained.

Profitability Dynamics

The company maintains robust operational efficiency, reflected in a TTM operating margin of 23.8% and a net profit margin of 19.4%. However, a deeper look at value creation reveals a persistent gap; the five-year average ROIC of 4.72% is significantly lower than the WACC of 8.93%, resulting in a negative value-creation gap of 4.20%. While UACC is generating absolute profits—with TTM net income of 59.5 million SAR—it is not yet earning a sufficient return to cover its cost of equity (9.77%) and debt. Cash flow generation is heavily tied to its inventory cycle, particularly its clinker 'work in progress' which is valued at 396.3 million SAR and can be stored for up to five years.

Risk & Capital Structure

Beta Systematic market risk indicator relative to the TASI index
1.24
Cost of Equity Minimum required rate of return demanded by shareholders
9.8%
WACC Weighted average cost of total debt and equity funding
8.9%
Debt-to-Equity Ratio Proportion of corporate funding financed by debt creditors
23.8%

Risk Factors

The risk profile is dominated by a critical liquidity event involving the Saudi Industrial Development Fund (SIDF) loan. Following a missed installment in late 2025, the fund issued a demand letter for full settlement, forcing the reclassification of the entire 160.7 million SAR loan balance into current liabilities. This creates an immediate financial obligation that overshadows the company's 18.7 million SAR cash position. Furthermore, with a re-levered beta of 1.24, UACC is more volatile than the broader market, sensitive to both the cyclical nature of the Saudi construction sector and evolving regional geopolitical developments that could impact operational costs or supply chains.

Governance Disclosures

Rating: A

We track 12 key governance and oversight matters for this company in our database.

Significance: 4/10 Entrenchment

Statutory Reserve Reclassification to Retained Earnings

The Company transferred its entire statutory reserve balance of SAR 32,070,228 to retained earnings. This action followed an Extraordinary General Assembly approval to amend the Articles of Association in compliance with the new Saudi Companies Law.

Mitigating Factors: The transfer was approved by the Extraordinary General Assembly and the Ministry of Commerce.
Significance: 3/10 Tunneling

Related Party Remuneration

Total compensation paid to senior management and members of the Board of Directors and its committees amounted to SAR 5,882,900 in 2025, compared to SAR 5,597,034 in 2024.

Mitigating Factors: Remuneration is recorded through the statement of profit or loss in accordance with IFRS standards endorsed in KSA.

Research Report

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