Terms of Service - Usool Research

Purpose & Nature of Content

Usool Research ("the Platform") is a financial research and data aggregation tool designed to help users understand publicly traded companies on the Saudi Exchange (Tadawul). The Platform organizes, summarizes, and analyzes publicly available financial data to support informed decision-making.

All content on this Platform, including but not limited to estimates, scores, metrics, narratives, and analysis, is provided for informational and educational purposes only. This content does not constitute investment advice, financial advice, or a recommendation to buy, sell, or hold any security.

Regulatory Disclosure (CMA)

This Platform is not authorized or licensed by the Saudi Capital Market Authority (CMA) to provide investment advice, financial planning services, or securities recommendations.

We are not a registered investment advisor, broker-dealer, or Capital Market Institution (CMI). The analysis and estimates presented are computational models based on publicly available data and should not be interpreted as professional investment recommendations.

Users should consult with a CMA-licensed financial advisor before making any investment decisions.

Data Accuracy & Limitations

While we strive to provide accurate and timely information, we make no guarantees regarding the accuracy, completeness, or timeliness of any data presented on this Platform. Financial data is sourced from public filings and may contain errors, omissions, or delays.

Past performance indicators and historical data are not indicative of future results. Model estimates are based on models with inherent assumptions and limitations.

User Responsibility

By using this Platform, you acknowledge that you are solely responsible for your own investment decisions. You agree to conduct your own independent research and due diligence before making any investment.

The Platform is a tool to assist your research, not a substitute for professional financial advice. Use of this Platform is at your own risk.

Limitation of Liability

To the maximum extent permitted by law, Usool Research and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this Platform.

This includes, but is not limited to, any losses incurred from investment decisions made based on information obtained from this Platform.

Intellectual Property

All original content, analysis, narratives, scoring methodologies, and user interface designs on this Platform are proprietary. Unauthorized reproduction, distribution, or commercial use of this content is prohibited without explicit written consent.

Privacy

We respect your privacy. Any personal information collected through account registration or usage analytics is used solely to improve the Platform experience. We do not sell personal data to third parties.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Continued use of the Platform following any changes constitutes acceptance of the revised terms.