012028
Al Rajhi Conservative Fund
Al Rajhi Capital
591.5521
NAV / Unit
As of: 2026-05-20
1M+1.36%3M+0.67%1Y+3.52%
591.5521
NAV / Unit
Latest Net Asset Value
+3.52%
1-Year Return
Trailing 12 Months
0.07%
Total Expense Ratio
Annual Fee Drag
231.85M SAR
Fund Size (AUM)
Total Net Assets
-0.20
Sharpe Ratio (1Y)
Risk-Adjusted Return
2.28%
Volatility (1Y)
Annualised Std. Dev.
Fund Profile
The fund aims to achieve a balance between capital preservation and capital growth by allocating assets across various Shariah-compliant investment fund classes, including equity funds, money market funds, fixed income funds, and other asset classes like ETFs and REITs.
Fees & Costs
Maximum Allowable Fees
Management Fee
--
Subscription Fee
1.00%
Redemption Fee
0.00%
Performance Fee
0.00%
Maximum fees permitted under the fund's Terms & Conditions.
Total Expense Ratio (TER)
Fund TER
0.07%
Peer Avg
1.37%
Fund of Funds
This fund invests in other funds. The TER and expenses shown reflect only the direct costs of this fund and do not include fees charged by the underlying funds it holds.
Actual Expenses — 2025 (Dec 31, 2025)
| Expense Item | Amount | % of AUM |
|---|---|---|
| Custody Fee | 53,224 SAR | 0.02% |
| Directors' Fee | 60,000 SAR | 0.03% |
| CMA Fee | 7,300 SAR | 0.00% |
| Tadawul Fee | 5,750 SAR | 0.00% |
| Other Expenses | 51,704 SAR | 0.02% |
| Total Expenses | 177,978 SAR | 0.07% |
Cost of Investing — Hypothetical 10,000 SAR Investment
Assuming 5% annual return before fees, this is the estimated SAR amount paid in fees over time.
After 1 Year
113 SAR
1.1% of initial investment
fees paid
After 5 Years
175 SAR
1.7% of initial investment
fees paid
After 10 Years
283 SAR
2.8% of initial investment
fees paid
Performance
Sharpe Ratio
Sharpe Ratio (1Y)-0.20
Peer Avg (1Y)0.97
Historical Returns
| Period | Return | Relative (vs Peers) |
|---|---|---|
| 3 Months | +0.67% | -1.49% |
| 6 Months | +1.53% | -2.81% |
| 1 Year | +3.52% | -6.57% |
| 3 Years (Ann.) | +4.70% | -1.90% |
| 5 Years (Ann.) | +4.08% | +0.59% |
Risk Metrics
Volatility (1Y)2.28%
Holdings
By Security Type
- Units of mutual fund98.75%
- Equity1.25%
By Mutual Fund
- Al Rajhi Awaeed Fund47.49%
- Al Rajhi Saving and Liquidity Fund - USD15.92%
- Al Rajhi Saving and Liquidity Fund - SAR16.92%
- Al Rajhi Sukuk Fund2.84%
- Al Rajhi Mid/Small-Cap Fund1.34%
- Al Rajhi Indirect Financing Fund1.22%
- Al Rajhi Saudi Equity Fund4.03%
- Al Rajhi Momentum Fund1.53%
- Al Rajhi Inclusion Fund1.13%
- Al Rajhi Monthly Distribution Fund 20.82%
- Al Rajhi Advanced Saving Fund0.38%
- Al Rajhi Sukuk Sustainable Distribution Fund1.11%
- Al Rajhi Growth and Dividends Fund0.05%
- Al Rajhi Arab Equity Markets Fund0.01%
- Al Rajhi Freestyle Saudi Equity3.52%
- Al Rajhi Indirect Financing Fund 20.86%
- Al Rajhi Large-Cap Fund0.66%
- Al Rajhi Real Estate Monthly Distributions Fund0.19%
By Equity Stock
- Jadwa REIT Saudi Fund61.71%
- SEDCO Capital REIT Fund38.29%
Fund Financials — 2025 (Dec 31, 2025)
| Total Income | 5.78M SAR |
| Total Expenses | 177,978 SAR |
| Net Income | 5.61M SAR |
| Total Assets | 238.93M SAR |
| Total Liabilities | 149,769 SAR |
| Net Asset Value | 238.78M SAR |
| Units in Issue | 410,725 |
| NAV per Unit | 581.3600 SAR |
Fund Managers
Fund Manager
- Al Rajhi CapitalFund Manager
Board Members
- Saleh bin Diab Al-Dar'anBoard Chairman - Non-Independent Member
- Anas bin Abdullah Al-EissaBoard Member - Non-Independent Member
- Ali bin Abdullah Al-SaqiahBoard Member - Independent Member
- Abdulaziz bin Saleh Al-OmariBoard Member - Independent Member
Shariah Advisors
- Saleh bin Mansour Al-JarbouChairman of the Sharia Committee
- Saad bin Turki Al-KhathlanMember of the Sharia Committee
- Abdullah bin Mohammed Al-LuhidanMember of the Sharia Committee
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