012013
Al Rajhi Saving and Liquidity Fund - SAR
Al Rajhi Capital
192.1243
NAV / Unit
As of: 2026-04-29
1M+0.34%3M+1.03%1Y+4.50%
192.1243
NAV / Unit
Latest Net Asset Value
+4.50%
1-Year Return
Trailing 12 Months
0.89%
Total Expense Ratio
Annual Fee Drag
2.61B SAR
Fund Size (AUM)
Total Net Assets
2.57
Sharpe Ratio (1Y)
Risk-Adjusted Return
0.20%
Volatility (1Y)
Annualised Std. Dev.
Fund Profile
The fund is an open-ended investment fund that aims to achieve capital growth and liquidity by investing in low-risk trading operations to achieve continuous growth in capital through providing a reasonable amount of return and liquidity from short-term commercial investments valued in Saudi Riyals and executed according to Shariah standards.
Fees & Costs
Maximum Allowable Fees
Management Fee
--
Subscription Fee
0.00%
Redemption Fee
0.00%
Performance Fee
16.00%
Maximum fees permitted under the fund's Terms & Conditions.
Total Expense Ratio (TER)
Fund TER
0.89%
Peer Avg
0.79%
Actual Expenses — 2025 (Dec 31, 2025)
| Expense Item | Amount | % of AUM |
|---|---|---|
| Management Fees | 26.59M SAR | 0.88% |
| Custody Fee | 280,851 SAR | 0.01% |
| Audit Fee | 37,375 SAR | 0.00% |
| Zakat Fee | 18,475 SAR | 0.00% |
| Directors' Fee | 60,000 SAR | 0.00% |
| Other Expenses | 67,040 SAR | 0.00% |
| Total Expenses | 27.05M SAR | 0.89% |
Cost of Investing — Hypothetical 10,000 SAR Investment
Assuming 5% annual return before fees, this is the estimated SAR amount paid in fees over time.
After 1 Year
174 SAR
1.7% of initial investment
fees paid
After 5 Years
1,023 SAR
10.2% of initial investment
fees paid
After 10 Years
2,506 SAR
25.1% of initial investment
fees paid
Performance
Sharpe Ratio
Sharpe Ratio (1Y)2.57
Peer Avg (1Y)0.92
Historical Returns
| Period | Return | Relative (vs Peers) |
|---|---|---|
| 3 Months | +1.03% | +0.09% |
| 6 Months | +2.13% | +0.10% |
| 1 Year | +4.50% | +0.38% |
| 3 Years (Ann.) | +4.46% | +0.12% |
| 5 Years (Ann.) | +3.47% | +0.14% |
Risk Metrics
Volatility (1Y)0.20%
Holdings
By Security Type (FVTPL)
- Sukuks100.00%
Fund Financials — 2025 (Dec 31, 2025)
| Total Income | 165.29M SAR |
| Total Expenses | 27.05M SAR |
| Net Income | 138.24M SAR |
| Total Assets | 3.03B SAR |
| Total Liabilities | 7.36M SAR |
| Net Asset Value | 3.02B SAR |
| Units in Issue | 15.95M |
| NAV per Unit | 189.5300 SAR |
Fund Managers
Fund Manager
- Al Rajhi CapitalFund Manager
Board Members
- Saleh bin Diab Al-DaraanBoard Chairman - Non-Independent Member
- Anas bin Abdullah Al-EissaBoard Member - Non-Independent Member
- Ali bin Abdullah Al-SaqiahBoard Member - Independent Member
- Abdulaziz bin Saleh Al-OmariBoard Member - Independent Member
Shariah Advisors
- Saleh bin Mansour Al-JarbouChairman of the Sharia Committee
- Saad bin Turki Al-KhathlanMember of the Sharia Committee
- Abdullah bin Mohammed Al-LuhaidanMember of the Sharia Committee
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