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001025

Riyad Balanced Income Fund

Riyad Capital

28.0080 NAV / Unit

As of: 2026-05-20

1M+0.16%3M+0.60%1Y-0.70%
28.0080 NAV / Unit Latest Net Asset Value
-0.70% 1-Year Return Trailing 12 Months
2.11% Total Expense Ratio Annual Fee Drag
38.29M SAR Fund Size (AUM) Total Net Assets
-0.74 Sharpe Ratio (1Y) Risk-Adjusted Return
6.30% Volatility (1Y) Annualised Std. Dev.

Fund Profile

An open-ended public investment fund that primarily invests in Shariah-compliant Saudi equities, money market instruments, and fixed income instruments to achieve long-term capital growth and income.

Fund Manager Riyad Capital
Type OPEN ENDED
Category Balanced
Inception Mar 15, 2005
Currency SAR
Shariah Compliant Yes
Risk Level HIGH
NAV Frequency DAILY
Min. Subscription 100 SAR
AUM 38.29M SAR
Latest Report Dec 31, 2025
Benchmark 50% Riyad Balanced Income Fund Shariah Index + 50% SAIBOR 6M

Fees & Costs

Maximum Allowable Fees
Management Fee 1.25%
Subscription Fee 1.00%
Redemption Fee 0.00%
Performance Fee 0.00%

Maximum fees permitted under the fund's Terms & Conditions.

Total Expense Ratio (TER)
Fund TER 2.11%
Peer Avg 1.50%
Actual Expenses — 2025 (Dec 31, 2025)
Expense Item Amount % of AUM
Management Fees656,496 SAR1.59%
Custody Fee47,700 SAR0.12%
Audit Fee15,000 SAR0.04%
CMA Fee7,500 SAR0.02%
Tadawul Fee5,000 SAR0.01%
Other Expenses141,732 SAR0.34%
Total Expenses873,428 SAR2.11%
Cost of Investing — Hypothetical 10,000 SAR Investment

Assuming 5% annual return before fees, this is the estimated SAR amount paid in fees over time.

After 1 Year 325 SAR
3.2% of initial investment
fees paid
After 5 Years 1,407 SAR
14.1% of initial investment
fees paid
After 10 Years 3,263 SAR
32.6% of initial investment
fees paid

Performance

Sharpe Ratio
Sharpe Ratio (1Y)-0.74
Peer Avg (1Y)-0.31
Historical Returns
Period Return Relative (vs Peers)
3 Months+0.60%+2.33%
6 Months-0.25%+1.28%
1 Year-0.70%-0.29%
3 Years (Ann.)+5.21%+0.65%
5 Years (Ann.)+6.19%+0.75%
Risk Metrics
Volatility (1Y)6.30%

Fund Financials — 2025 (Dec 31, 2025)

Total Income-584,769 SAR
Total Expenses873,428 SAR
Net Income-1.46M SAR
Total Assets41.46M SAR
Total Liabilities111,940 SAR
Net Asset Value41.35M SAR
Units in Issue1.52M
NAV per Unit27.1200 SAR

Fund Managers

Fund Manager
Board Members
Shariah Advisors

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