002030
Baitk Liquidity Fund
Saudi Kuwaiti Finance House
12.7998
NAV / Unit
As of: 2026-05-20
1M+0.23%3M+0.69%1Y+3.99%
12.7998
NAV / Unit
Latest Net Asset Value
+3.99%
1-Year Return
Trailing 12 Months
1.41%
Total Expense Ratio
Annual Fee Drag
12.77M SAR
Fund Size (AUM)
Total Net Assets
0.00
Sharpe Ratio (1Y)
Risk-Adjusted Return
0.21%
Volatility (1Y)
Annualised Std. Dev.
Fund Profile
Investing in short-term money market instruments compatible with Shariah standards to provide liquidity and capital preservation.
Fees & Costs
Maximum Allowable Fees
Management Fee
0.20%
Subscription Fee
--
Redemption Fee
--
Performance Fee
--
Maximum fees permitted under the fund's Terms & Conditions.
Total Expense Ratio (TER)
Fund TER
1.41%
Peer Avg
0.78%
Actual Expenses — 2025 (Dec 31, 2025)
| Expense Item | Amount | % of AUM |
|---|---|---|
| Management Fees | 131,546 SAR | 0.91% |
| Custody Fee | 34,500 SAR | 0.24% |
| Audit Fee | 43,125 SAR | 0.30% |
| Directors' Fee | 12,000 SAR | 0.08% |
| Other Expenses | 4,746 SAR | 0.03% |
| Total Expenses | 203,729 SAR | 1.41% |
Cost of Investing — Hypothetical 10,000 SAR Investment
Assuming 5% annual return before fees, this is the estimated SAR amount paid in fees over time.
After 1 Year
148 SAR
1.5% of initial investment
fees paid
After 5 Years
874 SAR
8.7% of initial investment
fees paid
After 10 Years
2,153 SAR
21.5% of initial investment
fees paid
Performance
Sharpe Ratio
Sharpe Ratio (1Y)0.00
Peer Avg (1Y)0.97
Historical Returns
| Period | Return | Relative (vs Peers) |
|---|---|---|
| 3 Months | +0.69% | -0.26% |
| 6 Months | +1.54% | -0.50% |
| 1 Year | +3.99% | -0.14% |
| 3 Years (Ann.) | +4.93% | +0.60% |
| 5 Years (Ann.) | +3.85% | +0.53% |
Risk Metrics
Volatility (1Y)0.21%
Fund Financials — 2025 (Dec 31, 2025)
| Total Income | 2.88M SAR |
| Total Expenses | 203,729 SAR |
| Net Income | 2.67M SAR |
| Total Assets | 14.56M SAR |
| Total Liabilities | 91,479 SAR |
| Net Asset Value | 14.47M SAR |
| Units in Issue | 1.14M |
| NAV per Unit | 12.6700 SAR |
Fund Managers
Fund Manager
- Saudi Kuwaiti Finance HouseFund Manager
Board Members
- Batel bin Mohammed Al-BatelBoard Chairman - Non-Independent Member
- Badr bin Mamoun ObeidIndependent Member
- Yasser bin Mohammed Al-HeitaniIndependent Member
Shariah Advisors
- Sheikh Dr. Sayed Mohammad Abdul Razzaq Al-TabtabaeiSharia Committee Member
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